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Why Accounting is Important for Students




What is Accounting?

Accounting Assignment Writing Help for students to determine how much money they plan to save for the unpredictable costs of the study and how money can be produced for certain types of expenses. Accounting allows students to solve their financial difficulties in this way. The Accounting course may be seen as learning-to-learn practice and as a key part of business education. Accounting methods are vital as a key part of the data processing device, Managerial Accounting Assignment Help, offering deeply important data about an enterprise’s prior knowledge. The purpose of accounting is to offer insight into the key consequences of effective management decisions.

Accounting is, therefore, the key process of recording financial transactions intended for a business. The key objective of accounting education is to help the students to develop highly professional accountants. The teacher must often mix philosophy with the key practice and show the course contact with non-accounting courses. One of the easiest ways of investing in education may be to try a career as an accountant. Graduate students have all too frequently celebrated their achievements of achieving their bachelors, masters, or even Ph.D. degrees without understanding either or not the degree for which they have worked so hard would return their investment.

Why Accounting Is Important?

Accounting is the basis of business in many respects. Its purpose is to monitor a business’s finances, from debits, credits, and profitability to payroll and tax filing, in their various forms. It is a field guided by empirical and analytical perceptions and offers a company with a record of its financial success and wellbeing with the knowledge obtained from such functions. In both the long and short term, financial results from this information may guide an organization’s strategies. In the accounting industry, there are main occupations that work together to drive an organization towards long-term constancy.

For instance, accountants are generally charged with studying financial reports to confirm consistency and to recognize financial inadequacies, and they are often usually tasked with monitoring the research of corporate taxes. Controllers frequently manage the accounting department, from the key departments to business expenses like accounts payable to secondary accounts such as payroll. Henceforth, Chief Financial Officer (or CFO) is an executive responsible for monitoring the financial health of an organization and using the data to plan current and potential growth strategies.

Accounting obtains the details needed at a high level to make critical economic choices. To see what is going on for the business, what requires improvement, and whether they are on track to profit, corporate executives can look at many different financial reports. Using this data, managers will determine the places to prioritize and where to use extra money in the future. Accountants also inspect and supervise internal problems such as fraud and excessive spending and are eligible to save money for corporations while being in accordance with regulatory regulations.

Accountants Have a Better Understanding of Finances

Accounting is an effective course to study for various reasons. Accounting offers students with knowledge and skills that are applied to many industries. In addition, accountants will thus be needed as long as there are many corporations in the world. Accountants obtain the sort of experience many individuals can pay for after years of learning the art of controlling money. Having an accounting degree provides a wide variety of expertise to students beyond financial management and reporting; the accounting programme also involves fiscal and monetary policy, market and tax law, financial analysis, the study of spreadsheets, management, banking and finance supervisory skills. Such skills are important to every job career, and this suggests that employers will benefit greatly from job applicants who have these skill sets. Other occupations, like fund managers, financial planners, banking professionals, and others, may also apply accounting skills.

The Growing Demand for Accountants

There are no assurances that anyone can land a job after they have completed their degree, as previously described, but it is worth mentioning that the demand for accountants is incredibly consistent. It is thus considered to be a major driving force of the economy because accounting involves handling capital. To control its finances, any organization requires at least one accounting professional; in some instances, large companies will hire accounting departments with lots of staff at companies around the country. It is fair to say that the market for accountants will grow in the 21st century and even beyond.

The Ability to Start Your Own Business

It is not unusual for accounting professionals to become businessmen; this often happens after many years of on-the-job experience while accountants have created a good amount of key business contacts. After many years of networking, accountants often feel more comfortable using the connections they’ve established to begin their own company. The options are limitless when it comes to financial services, consulting or specializing in tax accounting and representation.

Create Budget and Future Projections

In running a business effectively, accounting plays an essential role as it helps you to regulate expenses and sales, ensure statutory execution, as well as offer quantitative financial data to management, investors, and government that is being used in the entire business decision-making. Budgeting and key future predictions may create or break a business, and while it comes to it, the financial records may play an essential role. To keep the business activities profitable, market forecasts and patterns are focused on ancient financial data. When given by well-structured accounting systems, thus this financial information is most suitable.


In conclusion, accounting is a good career option for students. Accountants play a stable rate of employment rather than fluctuations in the economy. Although accounting professionals gain decent compensation for their better services. Due to many reasons, accounting is the perfect key course in the study. Accounting provides key expertise and information for students that may often be applied to a variety of industries. In reality, finance essay writing service, accountants will thus be vital as long as there are companies throughout the globe. The easiest way to kick-start the profession is to get an accounting degree, but before students decide to start training, it’s worth noting the main.

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Features and Benefits of Using the Home Loan EMI Calculator



The Indian home loan market is estimated to grow at a CAGR rate of 22% between 2021 and 2026. Thus, this is a perfect time to invest in real estate. Nevertheless, it is essential to have proper knowledge regarding EMI payments. Therefore, it is wise to rely on a home loan EMI calculator to evaluate the EMI amount and other key factors beforehand to avoid further issues. 

What is a home loan EMI calculator?

Availing a loan is a crucial financial decision. Hence, before availing of a loan, it is essential to do a loan planning exercise to estimate monthly EMIs. A home loan calculator helps borrowers calculate the monthly EMI based on the principal amount, loan tenor, and interest rate of a home loan. This calculator makes loan planning easier for borrowers. Hence, individuals can take a look at the features and benefits of home loan EMI calculator that will make their repayment more convenient:

Aspects and advantages of home loan EMI calculator

This simple, user-friendly tool will evaluate the home loan EMI amount at once and provide borrowers with a fair idea of monthly outflow that will contribute towards your repayment procedure.

  • Choosing the right tenor- The repayment of any loan is made through monthly EMI that makes their repayment convenient since they can choose a feasible tenor that will not be stressful. After getting a fair idea of the monthly EMIs, individuals can decide whether they can manage to pay a high EMI and choose a short tenure period or pay a pleasant EMI amount and extend their loan period. One can also focus on ways to reduce home loan tenure and EMI to further ease repayment. 
  • Easy calculation- Borrowers, who want to know the exact figure of EMI repayment, they need to enter the loan amount, interest rate, processing fees and loan tenor and the amount will be provided by the calculator.
  • Comparing Interest rate- The interest rate charged by financial institutions regulate the cost of home loan. When individuals pay their home loan EMI, the home loan interest rate charged decides how much of an amount is to be paid to the lender. Choosing a short tenor reduces the interest rate and allows individuals to compare several financial lenders’ different rates.
  • Choosing the principal amount- Though the financial lenders calculate the higher eligible amount, it is not necessary to borrow that particular amount. Borrowers should try to arrange the maximum down payment to keep the EMI amount minimal.

Hence, a home loan calculator is a handy financial tool that gives instant and accurate results, thereby helping individuals customise home loan based on their comfort and convenience.

To meet your needs, some reputed housing finance companies offer a home loan amount of up to Rs.3.5 crore over a flexible tenor period of 20 years. 

Top HFCs also provide pre-approved offers to simplify and quicken the lending process. These offers are available on several financial products, such as home loans, loan against property and more. You can check your pre-approved offer by providing your name and contact details.

Hence, using a home loan EMI calculator, users gain a fair idea about their financial obligation associated with the credit option and gauge their financial standing.

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Women Outfit Ideas For Valentine Day 2021



Valentine’s day comes with the promise of romance in the air. And on that special day, we all love to look good and attractive. When it comes to women’s fashion wear for valentine’s day, the choice is endless. You can either go simple and elegant or you can pick something bold and classy.

To help you get started with your dress shopping this Valentine ’s Day, here is the list of the best outfit ideas.

Flaunt A Sheath Dress

A sheath or a shift dress is very popular for special days like valentine’s and dates. This dress is pretty simple, yet looks perfect for the evening. A shift dress in soft colours or a dark one will definitely set the right mood for your romantic date. Some of the best colours to choose are pink, coral red, dark maroon, navy and bottle green. Pick the right size for comfortability and fittings while buying a shift dress online.

Stylish Tops With Palazzos

The most simple and smart looking dress idea for this valentine’s day would be a pair of the flared palazzo and a stylish ladies top. Embroidered tops are great or you can choose a crop top and wear a shrug on top to make the appearance more regal. Earrings, bangles or just a nose pin will look dazzling with tops and palazzos. 

Ravishing High-low Dress 

Go for the high-low hemline if you want to impress your special one. A dark or bold coloured high-low dress is simply perfect for your first valentine’s. You just need to wear a pair of heels or bellies, carry a clutch and wear your hair down. To highlight your dress, wear very little makeup and stay natural. If you are wearing a sleeveless and low neckline high-low dress, you can also drape a scarf.

Appealing Red Saree

Nothing creates magic like a stunning red saree. You can wear a classic chiffon or silk red saree and pair it with designer tops for girls. Instead of the regular blouse style, do a little experiment and wear a shirt style tp or a tunic kurta with your saree to make a bold and fresh statement. Oxidised jewelry or simple stone studded jewellery will look awesome with your red saree look. To accentuate your coverall attire, do a stylish hair bun and get bold eye makeup.

Elegant White And Red

Just like every time, red and white is the most demanding and evergreen combination for valentines day dress code. Wear a white tunic with a deep red palazzo and you need nothing else to look fashionable. You can also go ethnic and wear a red and white combination anarkali suit with silver jewellery. A white top with a long ethnic red skirt is another fabulous choice for your evening valentine day outing.

Some other great options in red and white are: midi or mini skirts in red with white tops, red cape tops with white jeans or you can wear a red and white gown. 

Asymmetrical Dress

The dress is the most preferred outfit for valentines day. And asymmetrical dresses always make the top of the dress list. The symmetric hemline looks offbeat, attractive and very classy. You can also pair a legging with an asymmetric dress and drape a dupatta to make a fusion style statement. 

Flared Long Kurta

Gown style flared kurtas are very much loved by modern women for their elegant look. Flared kurtas can be worn with churidars or leggings. If you are wearing ankle-length flared kurta, you can ditch bottoms and wear it like a dress.

Hope this valentine’s day, you look bold and beautiful and feel confident. 

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Some Facts You Must Know When You Apply Personal Loan For Women



The number of women borrowers in India has increased significantly in the last few years. As per a report, female borrowers numbered around 2.4 crore in 2014 compared to 7.8 crore in March 2020. It just goes to indicate how the mindset has changed regarding borrowing among women in the country.

  • According to a December 2019 survey, women contributed approximately 15% of the total personal loan borrowers.

Fortunately, a personal loan for women is available against a standard set of qualifications, making them easily accessible. While the requirements remain gender-neutral, they indicate an increasing inclination of women in arranging personal financing conveniently. So, here are a few essential facts you must know about these advances, included under the eligibility requirements and application process, for easy financing.

Eligibility criteria for personal loans

The following simple personal loan eligibility criteria enable borrowers, including women, to avail hassle-free funding.

  1. Maintain an impressive credit score and history

The minimum CIBIL score requirement from some of the reputed lenders in the market is 750. Thus, borrowers must aim for a CIBIL rating higher than this particular score if they plan to secure a personal loan conveniently. 

Applicants with scores over 800 also stand a chance to acquire additional benefits, such as favourable rates, higher principal amounts, and much more. If one’s current score does not meet the minimum requirements set by a lender, a borrower must check out things to improve his/her personal credit score.

Nevertheless, taking care of factors such as maintaining a balanced credit mix, keeping the credit utilisation ratio in check and the likes always help maintain an individual’s credit profile for easy borrowing.

  1. Meet age specifications

Generally, salaried employees aged between 23 and 55 years are offered personal loans.

Match minimum income requirements

To acquire a personal loan for women, you must also possess a stable source of income. Monthly earnings should thus be around Rs.25,000 or more to qualify for these forms of credit. 

However, the exact specifications regarding earnings can vary based on your city of residence. If one’s income is limited, she can opt for a Flexi personal loan for women to ensure repayment affordability. Under such an arrangement, lenders provide a pre-sanctioned amount to borrowers for multiple withdrawals, with interest charged on such withdrawals only.

For instance, if this limit is Rs.1 lakh and a borrower utilises Rs.25,000 from this amount, he/she would only need to bear interest on the latter sum and not on an entire principal sanctioned.

How to apply for a personal loan?

Borrowers can complete the following steps for an easy and convenient loan application – 

  1. Depending on the financial institution selected, visit its official website and navigate to the personal loan application section. 
  2. Next, fill up an online application form with the required personal, financial, and other details.
  3. Proceed to choose a suitable loan amount and ideal repayment tenure from the available options. Generally, the personal loans for women come with tenures ranging between 12 to 60 months.

Note that while an option to apply offline is available, one should avail a personal loan online to acquire the best deals. Borrowers can also compare the various rates and terms before choosing a low interest personal loan. For interest rate affordability, one can look for NBFCs like Bajaj Finserv.

The financial institution also provides pre-approved offers to hasten and ease the process of lending. One can avail these offers on personal loans, business loans, credit cards, and more. You can check your pre-approved offer by submitting your name and phone number.

  • Around 30 million women borrowers acquired credit in India, as per a CIBIL report from 2019.

Evidently, women are borrowing more frequently today than ever before. It is due to increased financial independence among Indian women, which has enabled them to avail and repay such credit efficiently.

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